Our Rates
You'll find our rates extremely competitive with flexible terms to meet your every need.
Certificates of Deposit
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| TERM |
RATE * |
APY ** |
MINIMUM BALANCE |
| 6 Months |
0.55% |
0.551% |
$1,000.00 |
| 9 Months |
0.60% |
0.600% |
$1,000.00 |
| 12 Months |
0.75% |
0.750% |
$1,000.00 |
| 18 Months |
0.85% |
0.850% |
$1,000.00 |
| 24 Months |
1.10% |
1.100% |
$1,000.00 |
| 36 Months |
1.35% |
1.350% |
$1,000.00 |
| 48 Months |
1.50% |
1.500% |
$1,000.00 |
|
| Regular Shares |
0.25% |
0.250% |
$5.00 |
| Holiday Club |
0.25% |
0.250% |
$0.00 |
| Vacation Club |
0.25% |
0.250% |
$0.00 |
| Share Drafts |
0.10% |
0.100% |
$0.00 |
| Money Market |
| 2,500 to 10,000 |
0.36 |
0.3606 |
$2500 |
| 10,000.01 to 25,000 |
0.38 |
0.3807 |
|
| 25,000.01 to 50,000 |
0.55 |
0.5514 |
|
| 50,000.01 + |
0.60 |
0.6017 |
|
*Rates subject to change without notice.
**The APY is based on the assumption that the minimum balance and other requirements will be met.
Your statement will show the actual Annual Percentage Yield Earned (APYE).
Dividends on Regular Shares and Vacation Clubs are posted Quarterly.
Dividends on Share Drafts, Money Market and Holiday Club are posted monthly.
Dividends on CD’s are posted Annually and/or at Maturity. |
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Consumer Loan Rates
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| LOAN TYPE |
MAXIMUM TERM |
APR AS LOW AS |
| New Auto |
60 |
4.99% |
| Used Auto |
60 |
5.25% |
| New Motor Cylce |
60 |
7.25% |
| Used Motor Cycle |
60 |
7.75% |
| New RV |
60 |
7.25 |
| Used RV |
60 |
7.50% |
| New Boat |
120 |
7.25% |
| Used Boat |
120 |
7.50% |
| Signature Loan |
60 |
9.99% |
| Computer Loan |
36 |
6.25% |
| Share Loan |
36 |
Rate + 3.0%* |
| Share Loan |
72 |
Rate + 4.0%* |
| Share Loan |
120 |
Rate + 5.0%* |
| Certificate Loan |
Certificate Term |
Certificate Rate + 3.0% |
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Home Loan Rates
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All loan rates are subject to change without notice. All loan rates are based on an Annual Percentage Rate (APR). Monthly loans are calculated using the Simple Interest Method. Interest is paid on the monthly unpaid balance. All loans are subject to qualification of the borrower. Monthly payment amount based upon maximum term. A loan processing fee will be charged on all loans except real estate, share and certificate loans. The fee is 1% of the loan amount issued with a minimum fee of $10 and a maximum fee of $35. This loan processing fee will affect the APR shown.
*Variable Rate
**Variable Rate Level Payment Loan. No Escrows
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