Our Rates
You'll find our rates extremely competitive with flexible terms to meet your every need.
Certificates of Deposit
Effective: November 10, 2010
| TERM |
RATE * |
APY ** |
MINIMUM BALANCE |
| 6 Months |
0.85% |
0.852% |
$1,000.00 |
| 9 Months |
1.00% |
1.001% |
$1,000.00 |
| 12 Months |
1.10% |
1.100% |
$1,000.00 |
| 18 Months |
1.25% |
1.250% |
$1,000.00 |
| 24 Months |
1.50% |
1.500% |
$1,000.00 |
| 36 Months |
1.75% |
1.750% |
$1,000.00 |
| 48 Months |
2.25% |
2.250% |
$1,000.00 |
| |
| Regular Shares |
0.25% |
0.250% |
$5.00 |
| Holiday Club |
0.25% |
0.250% |
$0.00 |
| Vacation Club |
0.25% |
0.250% |
$0.00 |
| Share Drafts |
0.15% |
0.100% |
$0.00 |
*Rates subject to change without notice.
**The APY is based on the assumption that the minimum balance and other requirements will be met.
Your statement will show the actual Annual Percentage Yield Earned (APYE).
Dividends are calculated on the balance deposited and paid at maturity.
Dividends on Regular Shares are posted Quarterly. |
Consumer Loan Rates
Effective: November 10, 2010
| LOAN TYPE |
MAXIMUM TERM |
APR AS LOW AS |
| New Auto |
60 |
4.99% |
| Used Auto |
60 |
5.25% |
| New Motor Cylce |
60 |
7.25% |
| Used Motor Cycle |
60 |
7.25% |
| New RV |
60 |
7.25 |
Used RV
|
60
|
7.50% |
New Boat
|
120
|
7.25% |
Used Boat
|
120
|
7.50% |
Signature Loan
|
60
|
9.99% |
Computer Loan
|
36
|
6.25% |
Share Loan *
|
36
|
Rate + 3.0% |
Share Loan *
|
72
|
Rate + 4.0% |
Share Loan *
|
120
|
Rate + 5.0% |
Certificate Loan
|
Certificate Term
|
Certificate Rate + 3.0% |
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Home Loan Rates
Effective: (current date)
| LOAN TYPE |
MAXIMUM TERM |
APR |
First Mortgage
(Primary Residence) |
240 months |
4.00%** |
First Mortgage
(Non owner occupied/vacation/investment) |
144 months |
4.00%** |
Home Equity
(Primary Residence) |
240 months |
4.00%** |
Home Equity
(Non owner occupied/vacation/investment) |
144 months |
4.00%** |
First Mortgage
(Fixed Rates & other 30 year products) |
Visit Our Online Mortgage Web Center for an Instant Rate Quote NOW! Or call 1-800-684-4496 |
Click here for current rates |
All loan rates are subject to change without notice. All loan rates are based on an Annual Percentage Rate (APR). Monthly loans are calculated using the Simple Interest Method. Interest is paid on the monthly unpaid balance. All loans are subject to qualification of the borrower. Monthly payment amount based upon maximum term. A loan processing fee will be charged on all loans except real estate, share and certificate loans. The fee is 1% of the loan amount issued with a minimum fee of $10 and a maximum fee of $35. This loan processing fee will affect the APR shown.
*Variable Rate
**Variable Rate Level Payment Loan. No Escrows
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