Checking (Share-Draft)

Why Pay for Checking?
Hudson River Teachers Federal Credit Union knows that you need a checking account that’s a financial resource, not a financial burden. That’s why our checking account has so many free and convenient benefits that include:

• No monthly service fees or per check charges
• No minimum balance requirement
• Unlimited check writing
• First 50 checks are free
• Free Visa^®Debit card on approval
• Free Internet and Phone banking
• Free online check images with online banking
• Overdraft protection from savings
• Access to over 32,000 surcharge free ATM’s through the Allpoint Network

Direct Deposit/Payroll Deduction
Have all or a portion of your payroll, pension, Social Security, or other regularly scheduled payment deposited directly into your checking account. This gives you immediate access to your money without visiting the Credit Union or mailing checks. To begin direct deposit give your employer’s payroll department or issuing agency our personal ABA (routing) number 221979114 and your HRTFCU account number. If your employer requires a payroll deduction card to initiate or make changes to payroll deductions, please contact the credit union to request a payroll card through the mail.

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VISA Debit Card

Members with a Hudson River Teachers FCU checking account are eligible to apply for a Visa^®Debit Card.  Accepted at millions of locations worldwide your Visa^®Debit Card provides a quick, safe, and convenient way to pay for purchases with all charges directly withdrawn from your Hudson River Teachers FCU checking account. Use your debit card to make purchases anywhere Visa is accepted - gas stations, grocery stores, retailers and more. It’s also your ATM card with the added convenience of Debit Card services. Withdraw funds nationwide wherever you see an ATM displaying the PLUS^®, NYCE^®, or Allpoint^® signs.

Your Credit Union is also part of Allpoint^®, America’s largest surcharge-free ATM network which provides members surcharge free access to over 32,000 ATMs nationwide. Click on the ATM locator below to find a surcharge free Allpoint^® ATM near you. For added convenience, take advantage of Allpoint’s iPhone application.  Simply click on the iPhone image to get started.  

Find A Surcharge Free ATM

Allpoint 3.0 ATM Locator!  for iPhone Allpoint is pleased to provide another free and easy way for your cardholders to find an Allpoint ATMs, an iPhone application.

For added convenience, members can make deposits to their Hudson River Teachers FCU account free of charge through a vast network of NYCE Shared Deposit Terminals located throughout the area.  To find a depository ATM near you, click on the link below, check the shared deposit ATM box and search for a location nearest to where you live or work.  
http://www.nyce.net/ATM/locator/index.asp

Added Security for Online Purchases

Verified by Visa^®

Offers additional protection to ensure safe, online shopping when you use your private password.
For more information on Verified By Visa^® click here or on the logo above.

Lost or Stolen Card?
If your Hudson River Teachers FCU Visa^®Debit Card is lost or stolen, call 914-526-4015 during normal working hours Monday-Friday, 9:00am – 5:00pm or call 1-800-754-4128 after hours.

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Harland Clarke^TM Check Orders
 

• Order Checks
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  reflect your unique style.
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