Turn a House into "YOUR HOME"
with a Mortgage from HRTFCU

 

                     You'll Love Our Reduced Rate Special

 

                                    3.5% APR* 

                              Now thru 12/31/2012

   Take advantage of these money saving benefits:

Flexible repayment terms that allow for weekly or bi-weekly payments

No escrow for tax or insurance payments

A level payment plan that provides peace of mind in knowing that your monthly payment will remain the same throughout the life of the loan**  

      Call us today at (914) 526-4015         

*Annual percentage rate effective 11/1/11 & is subject to change.  The rate re-prices semi-annually on January 1 & July 1 & is at a margin of 2.0% over the one year treasury constant maturity. However, for this promotion, mortgage rate will not re-price until January 1, 2013.  The maximum interest rate that can apply is 14.0% & the minimum interest rate that can apply after the promotional period is 4.0%.

**Your monthly payment will not change unless the interest rate increases such that negative amortizaion could occur.     


Holiday Hangover?

 We've got the cure with our Holiday Skip-A-Payment Program

Free up some much needed cash just in time for those post-holiday bills.  Skip a loan payment in January or February (or both) and use the money
you save to help pay for your holiday spending.  In order to be eligible, you must have made 6 consecutive payments on the loan(s) & all credit union accounts must be in good standing. 

So celebrate the New Year by beating those holiday bill blues!

Click here to download an application 

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Hudson River Teachers FCU Scholarship Program

Once again, your Credit Union is pleased to announce that for the 2011-2012 school year we will be awarding two $1,000 scholarships to two deserving graduating high school seniors for their educational institution of choice.   

Applicants must be:

                 *A primary member of the credit union.  If you are not a member please download an
                   application for membership.                
                 *A graduating high school senior accepted as a full-time student at an accredited (2) or (4) year
                  college or university.
                 *Not related to a HRTFCU employee, Board member or Supervisory Committee member.
           

Scholarship selections are based on financial need, academic achievement, extra-curricular activities, community service, written essay and personal goals. 

                                                     click here to download an application

 

HRTFCU Makes it Easy to Say Goodbye to

Big Banks, Big Fees, & Broken Promises! 

Take a look at what you get with a FREE HRTFCU Checking Account

                   *Monthly Dividends
                   *e-Statements
                   *Free Visa Debit Card on approval
                   *Overdraft protection from savings
                   *Free on-line banking & Free Bill Pay
                   *Free mobile apps for your iPhone, Android or Blackberry device
                   *Access to over 43,000 Surcharge FREE ATM's through the   
                    Allpoint Network (bigger than Chase or B of A)

   Make the Switch Today!

                              Call us at (914) 526-4015 

 

 

 

 

 

 

 

 

 

 
 
 
 
 
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