Turn a House into "YOUR HOME" with a Mortgage from HRTFCU
You'll Love Our Reduced Rate Special
3.5% APR* Now thru 12/31/2012 Take advantage of these money saving benefits: Flexible repayment terms that allow for weekly or bi-weekly payments No escrow for tax or insurance payments A level payment plan that provides peace of mind in knowing that your monthly payment will remain the same throughout the life of the loan** Call us today at (914) 526-4015 *Annual percentage rate effective 11/1/11 & is subject to change. The rate re-prices semi-annually on January 1 & July 1 & is at a margin of 2.0% over the one year treasury constant maturity. However, for this promotion, mortgage rate will not re-price until January 1, 2013. The maximum interest rate that can apply is 14.0% & the minimum interest rate that can apply after the promotional period is 4.0%. **Your monthly payment will not change unless the interest rate increases such that negative amortizaion could occur.
Holiday Hangover?
We've got the cure with our Holiday Skip-A-Payment Program
Free up some much needed cash just in time for those post-holiday bills. Skip a loan payment in January or February (or both) and use the money you save to help pay for your holiday spending. In order to be eligible, you must have made 6 consecutive payments on the loan(s) & all credit union accounts must be in good standing. So celebrate the New Year by beating those holiday bill blues!Click here to download an application
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Hudson River Teachers FCU Scholarship Program

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